The counterparty lens — spend, terms and supply risk, with the cash and continuity move for each partner.
Paying to terms frees $1M of cash at no cost to profit — DPO sits at 18d vs the 45-day target. Capture it, dual-source the 2 at-risk suppliers, and consolidate the top tier before lead times stretch.
3 of 4 headline metrics improving vs prior · still off target: Gross Margin 78.1% vs 80.0%, Revenue $60M vs $65M, Cash Conversion Cycle 7d vs 5d
Fund Admin System & Income Tax Portal carry medium+ supply risk and softer delivery — a single stretch in lead times can stall installs.
$1M of cash stays in the business by moving DPO from 18d to the 45-day target on $17.72M of spend — no hit to margin.
Custodian Bank ($4.89M) and KYC Verification Vendor ($4.43M) are 53% of spend — concentrating volume earns rebates and priority allocation.
$17.72M of equipment runs through six partners. This view turns that into two moves: a $0.9720000000000003M cash release from paying to terms, and a dual-source plan for the 2 suppliers whose delivery risk could stall installs.
Two partners are 53% of spend — the negotiation priorities.
Each card: spend, reliability and the specific move.
Spend, score, delivery, terms and risk.
| Supplier | Category | Spend | Score | OTIF | RMA | DPO | Risk |
|---|---|---|---|---|---|---|---|
| Custodian Bank | Video Surveillance | $4.89M | 91 | 96% | 1.2% | 45d | Low |
| KYC Verification Vendor | Fire & Access | $4.43M | 88 | 93% | 1.6% | 42d | Low |
| Fund Admin System | Critical Comms | $3.13M | 85 | 90% | 2.1% | 38d | Medium |
| Income Tax Portal | Video Surveillance | $2.06M | 83 | 89% | 2.4% | 36d | Medium |
| CRM / KYC Portal | Video VMS | $1.76M | 87 | 95% | 1% | 40d | Low |
| Invest Partners | AV / Collaboration | $1.45M | 86 | 92% | 1.4% | 44d | Low |