PAditya Birla Housing Finance LimitedExecutive Cockpit

Service / Contract 360

The annuity engine — recurring contracts, renewals at risk, and service-quality SLAs across the monitored base.

Aditya Birla Housing Finance Limited · FY24 (modeled)
Top 10 Indian Housing Finance Companies by AUM
1,200 employees · 0+ US sites · 1 countries
Executive read· the answer, then the moves

$26M of the $164M renewal wall is flagged at-risk against a $289M recurring base retaining at 98% NRR. Defend the at-risk slice and attach ON-X on every install — retention plus mix is the number the PE owner values most.

6 of 6 headline metrics improving vs prior · still off target: Recurring Mix 9.1% vs 10.0%, Gross Revenue Retention 94.0% vs 96.0%, First Time Fix Rate 93.0% vs 95.0%

Do now — ranked by urgency
  1. 1
    Defend the $26M at-risk renewal wallAct now
    Why it matters

    Each point of churn on the $289M base is $3M of ARR gone — far cheaper to retain than to re-win.

    What's driving it
    • $26M at risk of $164M due (next 4 quarters)
    • NRR 98% vs 110% target, GRR 94%
    FYI
    • Recurring base $289M on 19,500 contracts
    • Owner: Chief Customer Officer
  2. 2
    $8.27M ARR at risk — Q2 FY27Act now
    Why it matters

    Each churn point on the base ≈ recurring revenue lost.

    What's driving it
    • renewal window Q2 FY27
    • Signal: Renewal risk
    FYI
    • Of $43.2M due in Q2 FY27, $8.27M is churn-flagged.
    • Owner: Chief Customer Officer
  3. 3
    Attach ON-X monitoring on every install to close the mix gapWatch
    Why it matters

    Recurring mix 9.1% sits 35.9pts below the 45% target; ON-X is the best economics in the book at 62% GM and 110% NRR.

    What's driving it
    • Recurring mix 9.1% vs 45% target
    • ON-X 62% GM / 110% NRR — highest in the book
    FYI
    • Blended service GM 56% vs 33.5% company
    • Closing the mix gap is the single number the PE owner values most
  4. 4
    Close the SLA and first-time-fix misses behind the renewal promiseWatch
    Why it matters

    The annuity only renews if service holds: SLA 97.2% sits 1.8pts under 99% and first-time-fix 93% is -3pts under 90%.

    What's driving it
    • SLA compliance 97.2% vs 99% target
    • First-time-fix 93% vs 90% target
    FYI
    • Device uptime 99.7% vs 99.5% target on 412k monitored devices
    • Owner: Ops / SOC
📈 Growth & revenueStep 4 of 6 · recurring, renewals & churnQuote / CPQ 360Project / Job 360All journeys
🌐 Enterprise 360 modules· on Service / Contract 360Browse all 31 views ▾
● LiveBuilt forChief Customer / Service· defend & grow the annuityCFO / Board· recurring quality (NRR/GRR)Ops / SOC· SLA & uptime on the base

Recurring revenue is Pavion's most valuable asset — $289M of ARR on 19,500 contracts, renewing at 98%. This view is where it's defended: which service lines carry the margin, which renewals are at risk, and whether service quality is holding up the promise.

Data backing: service_line · renewal · kpi (NRR/GRR) · ops_metric (uptime/SLA/FTF/MTTR)
$289M
Recurring revenue (ARR)
9.1% of revenue
19,500
Active contracts
across 4 service lines
98%
Net retention
gross 94%
56%
Blended service GM
vs 33.5% company
412k
Monitored devices
the install base
The recurring book

ARR by service line

ON-X monitoring is the highest-margin, highest-retention line — the one to attach on every install.

PX Maintenance (subscription)$88M · 4,200 contracts
All-inclusive HW+SW+service, 36–60 mo terms.
NRR
104%
GM
58%
Risk Analytics Suite Proactive Monitoring$81M · 3,100 contracts
Geo-redundant SOCs; highest margin & retention.
NRR
110%
GM
62%
Central Station Monitoring$77M · 5,300 contracts
24/7 fire & security signal monitoring.
NRR
101%
GM
55%
Test & Inspection$42M · 6,900 contracts
Code-mandated; sticky but lower margin.
NRR
99%
GM
40%
The renewal wall

$164M up for renewal · $26M at risk

Next four quarters. At-risk = churn-flagged or contraction-likely.

Q3 FY26$39M due · $6M at risk
Q4 FY26$47M due · $7M at risk
Q1 FY27$35M due · $5M at risk
Q2 FY27$43M due · $8M at risk

Defend first: the $26M at-risk slice. Each point of churn on the $289M base is $3M of ARR gone — far cheaper to retain than to re-win.

The attach play

Convert installs to annuity

Recurring mix is 40% vs a 45% target; the gap is monitoring not attached at install.

ON-X is the lever: 62% GM and 110% NRR — the best economics in the book. Attaching it to every Integration install both raises margin and lifts the recurring mix.

Test & Inspection is the moat: 6,900 code-mandated contracts — sticky and recurring even at lower margin; the foot in the door for monitoring upsell.

Mix gap to target
9.1% → 45%
closing it is the single number the PE owner values most
Is the promise holding?

Service quality on the monitored base

The annuity only renews if the service is good — these are the SLAs behind it.

Device uptime
99.7%
target 99.5%
SLA compliance
97.2%
target 99%
First-time-fix
93%
target 90%
Mean time to repair
6.4h
target 4h
Inspections on-time
93%
code-mandated