Supplier 360

The counterparty lens — spend, terms and supply risk, with the cash and continuity move for each partner.

Aditya Birla Housing Finance Limited · FY24 (modeled)

Top 10 Indian Housing Finance Companies by AUM

1,200 employees · 0+ US sites · 1 countries

▲ Executive read· the answer, then the moves

Paying to terms frees $239M of cash at no cost to profit — DPO sits at 22d vs the 45-day target. Capture it, dual-source the 2 at-risk suppliers, and consolidate the top tier before lead times stretch.

3 of 4 headline metrics improving vs prior · still off target: Revenue $6.00B vs $7.50B, Cash Conversion Cycle -4d vs 0d

Do now — ranked by urgency

1
Dual-source the 2 at-risk suppliersWatch
Why it matters
Vendor Audit Team & National Housing Bank carry medium+ supply risk and softer delivery — a single stretch in lead times can stall installs.
What's driving it
2 of 6 suppliers at medium+ risk
Avg OTIF 93% across the panel
FYI
Qualify a backup on the most exposed SKUs before the data-center surge
Owner: Procurement
Plan sourcing →
2
Pay to terms — free working capitalOpportunity
Why it matters
$239M of cash stays in the business by moving DPO from 22d to the 45-day target on $213.23M of spend — no hit to margin.
What's driving it
DPO 22d vs 45d target
$213.23M spend across 6 partners
FYI
Early-pay discount capture ≈ 0% today — switch it on
Owner: CFO · Treasury
Capture cash →
3
Consolidate the top tier for rebate and priority supplyOpportunity
Why it matters
ValuEdge ($58.82M) and BharatPe ($53.31M) are 53% of spend — concentrating volume earns rebates and priority allocation.
What's driving it
Top two partners = $112.13M (53% of $213.23M)
6 partners total
FYI
Negotiation priority for the next term cycle
Owner: Procurement · CFO
Negotiate →

🛰 Operate the installed baseStep 5 of 5 · supply risk & DPO◀ Workforce 360Journey complete ✓All journeys

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↗ Where this connects — act / drill across

🛰Market Intel & M&A· supplier distress signals 💵Cash 360· DPO as a cash lever 🔧Project / Job 360· where the materials land

● LiveBuilt forCFO · Treasury· free cash via payment termsProcurement· consolidate spend & cut riskOperations· protect supply continuity

$213.23M of equipment runs through six partners. This view turns that into two moves: a $239.32602739726028M cash release from paying to terms, and a dual-source plan for the 2 suppliers whose delivery risk could stall installs.

Data backing: supplier (spend, score, OTIF, RMA, DPO, risk) · kpi.dpo · kpi.revenue/gross_margin

Total spend

$213.23M

6 partners

Days to pay (DPO)

22d

target 45d

Cash from terms

$239.32602739726028M

pay to 45d

Avg on-time (OTIF)

93%

delivery reliability

At supply risk

medium+ risk

Where the money goes

Spend by supplier

Two partners are 53% of spend — the negotiation priorities.

The two moves

What to do this quarter

Pay to terms — free cash

$239.32602739726028M

DPO 22d → 45d on $213.23M of spend, plus switch on early-pay discount capture (≈0% today). No hit to profit.

Owner: CFO · Treasury

Dual-source the risk

2 suppliers

Vendor Audit Team & National Housing Bank carry medium supply risk and softer delivery — qualify a backup before lead times stretch.

Owner: Procurement

Consolidate the top tier

$112.13M

ValuEdge ($58.82M) and BharatPe ($53.31M) — concentrate volume for rebates and priority allocation.

Owner: Procurement · CFO

Partner by partner

Supplier scorecards

Each card: spend, reliability and the specific move.

ValuEdge

Video Surveillance · $58.82M spend

Low

Score

OTIF

96%

RMA

1.2%

DPO

45d

Move: Healthy partner (score 91, OTIF 96%). Consolidate more volume here to earn rebate and priority supply.

BharatPe

Fire & Access · $53.31M spend

Low

Score

OTIF

93%

RMA

1.6%

DPO

42d

Move: Push terms — paying in 42d vs the 45-day target. Stretching to terms on $53.31M keeps cash in the business at no cost.

Vendor Audit Team

Critical Comms · $37.68M spend

Medium

Score

OTIF

90%

RMA

2.1%

DPO

38d

Move: Dual-source — medium risk, OTIF 90%. Qualify a second supplier on the most exposed SKUs before the data-center surge stretches lead times.

National Housing Bank

Video Surveillance · $24.82M spend

Medium

Score

OTIF

89%

RMA

2.4%

DPO

36d

Move: Dual-source — medium risk, OTIF 89%. Qualify a second supplier on the most exposed SKUs before the data-center surge stretches lead times.

Vendor Management

Video VMS · $21.14M spend

Low

Score

OTIF

95%

RMA

DPO

40d

Move: Push terms — paying in 40d vs the 45-day target. Stretching to terms on $21.14M keeps cash in the business at no cost.

Collections CRM

AV / Collaboration · $17.46M spend

Low

Score

OTIF

92%

RMA

1.4%

DPO

44d

Move: Push terms — paying in 44d vs the 45-day target. Stretching to terms on $17.46M keeps cash in the business at no cost.

The full panel

Every supplier, one row

Spend, score, delivery, terms and risk.

Supplier	Category	Spend	Score	OTIF	RMA	DPO	Risk
ValuEdge	Video Surveillance	$58.82M	91	96%	1.2%	45d	Low
BharatPe	Fire & Access	$53.31M	88	93%	1.6%	42d	Low
Vendor Audit Team	Critical Comms	$37.68M	85	90%	2.1%	38d	Medium
National Housing Bank	Video Surveillance	$24.82M	83	89%	2.4%	36d	Medium
Vendor Management	Video VMS	$21.14M	87	95%	1%	40d	Low
Collections CRM	AV / Collaboration	$17.46M	86	92%	1.4%	44d	Low